Updated October 2026, with 2026 amounts from the State of Michigan.
Does Medicaid cover room and board in Michigan adult foster care?
No, Medicaid does not pay for room and board, which means the cost of rent and meals in the home. Federal rules bar Medicaid waiver money from paying those costs, even when the waiver helps pay for care there. A resident’s own income, often SSI or Social Security, usually pays for room and board. When you ask about costs, ask what help is available for care and what your parent would pay for rent and meals.
How much does SSI pay for personal care in an adult foster care home?
At the personal care level, a resident on SSI can get up to $1,151.50 a month in 2026. That total includes a federal payment of $994 a month and a Michigan state add-on of $157.50 a month. The resident keeps $44 a month as a personal allowance, and $1,107.50 a month goes to the home. These amounts are listed in Michigan’s adult services manual and reference tables, with rates that took effect on January 1, 2026.
How much does SSI pay at the domiciliary care level?
At the domiciliary care level, the total SSI payment is $1,081 a month in 2026, with $1,037 a month going to the home. The resident keeps $44 a month as a personal allowance. Michigan lists this payment level separately from the personal care level, so the two totals are different. When discussing SSI with a home, ask which care level applies to your parent and how much of the payment would go to the home.
Does Medicaid pay anything extra to the adult foster care home?
For residents on Medicaid, Michigan can pay the adult foster care home a personal care supplement of $250.92 a month in 2026. The state pays this money straight to the home, on top of the SSI payment. It is a payment for personal care, rather than money sent to the resident for personal spending. The amount stayed at $250.92 a month in 2026, so it did not rise with the new year.
What is the MI Choice Waiver, and who can get it?
MI Choice is a Michigan Medicaid program for older adults and adults with disabilities who have Medicaid and need nursing-home level care. It lets them get care services outside a nursing home, including in licensed adult foster care homes. MI Choice pays for care services, but it does not pay for the resident’s room and board. The income limit is $2,982 a month in 2026, which is three times the federal SSI rate, and there are also asset limits.
Does American Golden Care accept Medicaid?
American Golden Care accepts the Medicaid waiver, private pay and VA benefits, and it checks each resident’s coverage before move-in. It is a licensed adult foster care home with 6 beds at 29635 Julius Blvd in Westland, Michigan, under license AS820419945. Rooms start at $3,500 a month, and the final rate depends on how much daily help a person needs.
How do we find out what Mom qualifies for?
For questions about MI Choice in Westland and the surrounding area, call The Senior Alliance at 734-722-2830. The Senior Alliance is the Area Agency on Aging 1-C and runs MI Choice in this area. For questions about living at American Golden Care, call 734-890-5377 and ask about your parent’s daily care needs, the room rate and coverage. Families can also book a tour at americangoldencare.com/visit.